Monday, July 27, 2015

Budgeting for the (Un) Expected pt. 1

Recently, I have discovered that I need to take control of my life and also let go of some things.  I am working on a series of posts on getting my life in order.  Up first: Budgeting...

Budget.  Just the word brings chills to most people.  To be honest, I hate budgeting for my family. There, I said it. I hate it. "Why? Don't you do budgets for a living? I mean, aren't they your job?" Why, yes. Yes, they are. But budgets at my job are a) MUCH larger and b) there are built in contingencies for the unexpected. When you are working a budget of a much grander scale than a personal/family budget, it's well, easier. Plus, I don't set the budget. I just work within the confines of the budget. I make sure everything is correct and looks neat at the end of the year. These budgets, they are my jam!

Back to personal budgets. A personal budget (or family budget, in my case) is a whirlwind of chaos. Right now, we don't know what all is coming in. There are no guarantees for us this month or next. When you start to set up a budget, the first thing you need to account for is your income, but when your income is variable it's like playing Russian Roulette with a loaded bazooka. It would be stupid and could be deadly.


What am I doing about this budget thing?  I'm starting a budget binder.

Isn't it pretty?

I am trying a variety of printables, because well, I love printables and have a Pinteresting problem. ;) The budget printable I'm utilizing right now is from Thirty Handmade Days and I'll let you know how it works for me.  Do you have a favorite budget printable? Link it in the comments!